When the unthinkable happens, and a major disaster strikes, our actions can make or break our recovery from the event. How we respond and how quickly we formulate our plan will determine the outcome after something goes wrong.
Having a Solid, Layed Out Plan Guides You Through the Disaster
Remember, while we will need to respond quickly, our recovery from a disaster will be quite slow. The more thought out your preparedness plan is, the faster you will be able to respond to the situation at hand. For those wanting to make sure their preparedness plan encompasses as many disasters as possible, consider this preparedness manual [1] that lays out the most common disasters in a step-by-step format. As well, check out our 52-Weeks To Preparedness guides [2].
In the aftermath of a disaster, one of the first things you will feel compelled to do is to help those who are the most vulnerable or have additional needs, such as babies, children, or the elderly. You and your family’s health and safety come first!
Due to the stress of the situation and possible debris, you may be more prone to injuries. Make sure all family members know to be careful about where they are stepping. Avoid broken glass, and use a stick to poke into debris to avoid venomous snakes. Walk very carefully around the outside and watch children closely and help the elderly so they can avoid any obstacle. Check for loose power lines, gas leaks, and structural damage. If you have any doubts about safety, have your residence inspected by a qualified building inspector or structural engineer before entering.
Do not enter your home if you smell gas or if floodwaters remain around the building.
Children have a tendency to regress emotionally during major disasters and the elderly are very often not at their peak as far as physical abilities anymore. Here are some concerns for those older friends and family members [3] that we should all be aware of.
Finances
Next, you will need to make sure your finances are ready. Ideally, you should have them in order before a major disaster strikes. Have a savings account with at least 6 months worth of payments and necessities like food readily available. If you need help, here are some ways to grow your emergency fund. [4]
Be sure you can take care of friends and loved ones. If you are really struggling, consider setting up a GoFundMe page and sharing it all over all of your social media accounts. Ask for help from friends and family to share your fundraiser too! Once you get that rolling, connect with your local agencies and charities that help assist those with needs after a disaster. Consider getting some help from food banks or other charities.
Insurance and Damages
If you have made sure you have taken care of your basic survival needs, make sure you file a claim with your insurance company if you have one. Make sure to document all your damages before you clean up! Take photos and make a list of all the things that are in disrepair or are unsalvageable. Make sure you photograph the serial numbers present on any devices you plan on claiming for insurance claims. Save all your receipts for post-damage repair and clean-up. You will be required to file a claim with your insurance company if you have insurance and damages. [5]
Remember to keep calm, and give yourself a break. Dealing with the aftermath of a disaster is extremely stressful. Be sure to accept help from friends and loved ones. While easier said than done after a major disaster, being rational will be necessary to make the best choices that will keep you and your family safe. No disaster is exactly like any other, so trust your logic and be safe! Human beings tend to make poor choices when they are afraid or devastated.